Terms of Use
Effective May 17, 2026
MindVault, LLC, including its affiliates MindVault Holdings, LLC and MindVault Operating, LLC ("MindVault", "we," "our," or "us") owns and operates one or more websites, including http://www.mindvault.study, its subdomains, mobile applications, all features, content and products and services (the "Site"), available to you ("User" or "you" or "your") for your use subject to the terms and conditions in this MindVault User Terms of Use (the "Terms" or "Agreement").
PLEASE READ THIS AGREEMENT CAREFULLY. YOUR USE OF THE SITE AND SERVICES IS SUBJECT TO AN ARBITRATION PROVISION IN SECTION 12b OF THIS AGREEMENT, REQUIRING ALL CLAIMS TO BE RESOLVED BY WAY OF BINDING ARBITRATION. PLEASE CAREFULLY REVIEW SECTION 12b FOR MORE INFORMATION.
BY CREATING, REGISTERING, USING OR ACCESSING AN ACCOUNT OR THE SITE, POSTING OR DOWNLOADING CONTENT OR ANY OTHER INFORMATION TO OR FROM THE SITE, OR MANIFESTING YOUR ASSENT TO THESE TERMS IN ANY OTHER MANNER, YOU HEREBY UNEQUIVOCALLY AND EXPRESSLY AGREE TO BE BOUND BY, AND SHALL BE SUBJECT TO, THESE TERMS OF USE. IF YOU DO NOT UNEQUIVOCALLY AGREE TO THESE TERMS, YOU MAY NOT USE OR OTHERWISE ACCESS THE SITE, CREATE, REGISTER OR ACCESS AN ACCOUNT OR POST, UPLOAD OR DOWNLOAD CONTENT OR ANY OTHER INFORMATION TO OR FROM THE SITE.
1. Services
a. Overview. The Site allows you, the User, to purchase a license that provides you access to Board Prep materials provided by MindVault. By purchasing the license, you hereby represent and warrant to MindVault that you are of legal age to do so.
b. License to the Site. Subject to all the terms and conditions of this Agreement, MindVault hereby authorizes User, on a non-exclusive, non-transferable, revocable, and limited basis, the right to access and use the Services and related materials solely for your internal, personal, non-commercial, informational purposes only.
c. Account. You may need to register to use all or part of the Services or to view materials. You represent and warrant that all account information you submit to MindVault is complete and accurate. We may reject, or require that you change, for any reason, any login name, password or other information that you provide to us when you register. Your login name and password are for your use only and should be kept confidential; you, and not MindVault, are responsible for any use or misuse of your login name or password, and you must promptly notify us of any confidentiality breach or unauthorized use of your login name or password or your account. MindVault is not liable for any loss or damage arising from your failure to comply with any of these obligations. You are responsible for obtaining and maintaining all telecommunications, broadband, and computer hardware, equipment and services needed to access and use the Services, and you are responsible for all related charges.
d. Modification. We may discontinue or alter any aspect of the Services, restrict the time the Services are available, or restrict the amount of use permitted at our sole discretion and without prior notice or liability to you. We may also install bug fixes, updates, patches, and other upgrades to the Services without prior notice or liability to you. If you do not agree to any modifications we make to the Service, your only remedy is to delete your account and to discontinue using the Services.
2. Intellectual Property
a. MindVault Materials. The Site, Services, Feedback (defined below), our systems, our databases, and any and all other information, data, documents, materials, works and other content, devices, methods, processes, hardware, software and other technologies and inventions, including any technical or functional descriptions, requirements, plans, specifications, or reports, that are provided or used by MindVault in connection with the Services or otherwise comprise or relate to the Services, the designs of each of the foregoing, and any and all intellectual property rights in the foregoing (collectively, the "MindVault Materials") shall at all times remain the exclusive property of MindVault and its third-party licensors. MindVault or its licensors exclusively own all right, title and interest in and to the MindVault Materials, including but not limited to, all ideas, inventions, inferences, discoveries, source and object software code, developments, derivative works, enhancements, upgrades, fixes and patches, formats and processes, and all images, trademarks, service marks, logos and icons displayed or related therein or thereto. Except as expressly provided herein, you have no right, license, or authorization with respect to any of the MindVault Materials. You shall not remove, alter or obscure any trademarks or logos or any proprietary notices contained on the Site or any other material provided by MindVault. You shall not assert any claims to the contrary or otherwise do anything inconsistent with the allocation of ownership herein, including, but not limited to, challenging the validity of the authorizations or any intellectual property rights granted herein. The trademarks, service marks and logos (including, but not limited to the names MindVault and MindVault Board Prep and the MindVault logo) belong to MindVault and, if applicable, its subsidiaries, affiliates, and/or third party licensors. You should not construe anything on the Site or Services to grant, by implication, estoppel or otherwise, any license or right to use any trademark displayed on the Site or otherwise within the Services, without the prior written permission of the trademark owner.
b. Feedback. We welcome your comments, feedback, information, or materials regarding the Services (collectively, "Feedback"). Your Feedback will become our property upon your submission to us. By submitting your Feedback to us, you agree to assign, and hereby irrevocably assign to us, all right, title, and interest in and to the Feedback and all copyrights and other intellectual property rights embodied in such Feedback on a worldwide basis. We may use, copy, distribute, publish and modify your Feedback on an unrestricted basis, without compensation to you.
3. User Restrictions
User will not and will not permit any third parties to: (i) copy, distribute, modify, transmit, reuse, repost, or otherwise display material from the Services for commercial or other such purpose without the prior written permission of MindVault for each such use; (ii) use the Services for any fraudulent and unlawful purposes, including but not limited to conduct that would (a) defame, abuse, harass, stalk, threaten, harvest or collect personally identifiable information, or otherwise violate the legal rights of others, including rights of privacy or publicity, or (b) impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with any person or entity, or state or imply that we endorse any of your statements; (iii) interfere with or disrupt the operation or provisions of the Services or servers or networks used to make Services available (including by taking any action that imposes an unreasonable or disproportionately large load upon the Services or upon such servers or networks) or violate any requirements, procedures, policies or regulations of such servers or systems; (iv) restrict or inhibit any other person from using the Services (including by hacking or defacing the Site); (v) use the Services to advertise or offer to sell or buy any goods or services; (vi) license, sublicense, transfer, assign, reproduce, duplicate, copy, sell, resell, distribute, or exploit for any commercial purposes the Services or any access to or use of its Site or Services; (vii) modify, adapt, translate, reverse engineer, decompile, disassemble or make derivate works of the Services; (viii) remove any copyright, trademark or other proprietary rights notice from the Services or any materials available through the Services; (ix) frame or mirror any part of the Services; (x) systematically download or store content from the Services; or (xi) use any robot, spider, site search/retrieval application or other manual or automatic device to retrieve, index, scrape, data mine to gather the content of the Services to reproduce or circumvent the navigational structure or presentation of the Services without MindVault's express prior written consent.
We may terminate your account or use of the Services for any conduct that we consider to be inappropriate, or if you breach the terms of this Terms of Use, including the restrictions listed above.
4. Representations and Warranties
By making an account or otherwise accessing the Services, you hereby represent and warrant that (i) you (a) are at least the age of 18, and (b) have the power and authority to enter into and perform your obligations under this Agreement; (ii) you shall comply with the terms and conditions contained herein and all applicable law, rule and regulations; (iii) you will prominently display MindVault’s copyright notice and our Site address (http://www.mindvault.study) on any permitted use of the material from our Services; (iv) your access to and use of our Services or any part thereof will not constitute a breach or violation of any other agreement, contract, terms of use or any law or regulation to which you are subject; (v) you will immediately notify us in the event that you learn or suspect any unauthorized use of the Services, including if your account has been accessed by a person other than you; (vi) you will not use our Services in order to gain competitive intelligence about us, our Services, or any product or service offered via our Services or to otherwise compete with us; and (vii) all materials, content, or other information uploaded or otherwise provided by you do not violate the rights of any third party, including, without limitation, the intellectual property, privacy or publicity rights of any third party, and constitutes an original work of authorship by you, or you otherwise have all rights and permissions required to submit any content and Feedback to us.
5. Purchases
MindVault may make available products and services for purchase through the Site or Services, and we may use third party suppliers and service providers to enable e-commerce functionality on our Site or Services. If you wish to purchase any product or service made available by us through the Site or Services or through our telephone, mail-order, telemarketing efforts, customer service representatives, account representatives or other sales channels (each a "Transaction"), you may be asked to supply certain information relevant to your Transaction, including without limitation your credit card number, the expiration date of your credit card, your billing address, and your shipping information. YOU REPRESENT AND WARRANT THAT YOU HAVE THE LEGAL RIGHT TO USE ANY CREDIT CARD(S) UTILIZED IN CONNECTION WITH ANY TRANSACTION. By submitting such information, you grant to MindVault the right to provide such information to third parties for purposes of facilitating the completion of Transactions initiated by you or on your behalf. Verification of information may be required prior to the acknowledgment or completion of any Transaction. You agree to pay all charges that may be incurred by you or on your behalf through the Site or Services, at the price(s) in effect when such charges are incurred, including without limitation all shipping and handling charges. In addition, you remain responsible for any taxes that may be applicable to your Transactions. We reserve the right to change pricing for any product or service offered via the Site or Services, at any time, in our sole discretion and without notice or liability to you. You agree that if you purchase any products or services from us in a Transaction, you will not resell such products or services unless we have provided our express prior written consent to do so.
6. Term and Termination
a. Term. This Agreement is effective as of the date of your acceptance of this MindVault Agreement in connection with your access to the Services and continues in effect until the earlier of (i) the date of termination by either party pursuant to this Section 6; or (ii) the date which MindVault ceases offering the Services.
b. Termination. You may terminate this Agreement at any time by discontinuing use of the Services and/or deleting your account. We may suspend or terminate your use of and access to the Services (or your account) immediately without notice or liability to you, if we, in our sole discretion, determine that you have failed to comply with any provision of this Agreement. Upon termination, you must cease use of the Services immediately.
c. Survival. Those provisions that by their nature are intended to survive termination or expiration of this Agreement shall so survive.
7. Disclaimer
YOUR USE OF THE SERVICES AND ALL RELATED CONTENT AND MATERIAL IS AT YOUR OWN RISK. THE INFORMATION AND CONTENT ON OUR SITE OR PROVIDED VIA THE SERVICES IS PROVIDED TO YOU “AS IS” FOR INFORMATIONAL PURPOSES ONLY, WITHOUT WARRANTY OF ANY KIND, INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY OR COMPLETENESS. MINDVAULT DOES NOT WARRANT THAT THE SITE, THE SERVICES, OR THE SERVERS SUPPORTING THE SITE ARE ERROR FREE, VIRUS FREE, AVAILABLE 24/7 OR WILL MEET YOUR EXPECTATIONS. WE MAKE NO REPRESENTATION OR WARRANTY, AND SHALL NOT BE LIABLE, FOR THE QUALITY, ACCURACY OR COMPLETENESS OF THE INFORMATION AND CONTENT PROVIDED VIA THE SERVICES.
8. No Professional Advice
MINDVAULT IS NOT ENGAGED IN PROVIDING MEDICAL OR OTHER PROFESSIONAL ADVICE. YOU SHOULD NOT ACT OR REFRAIN FROM ACTING ON THE BASIS OF ANY CONTENT INCLUDED ON THE SITE OR IN CONNECTION WITH THE SERVICES WITHOUT SEEKING ADVICE OF A COMPETENT PROFESSIONAL IN THE APPLICABLE SUBJECT MATTER. MINDVAULT EXPRESSLY DISCLAIMS ALL LIABILITY IN RESPECT OF ACTIONS TAKEN OR NOT TAKEN BASED ON ANY CONTENT OF THIS SITE OR IN CONNECTION WITH THE SERVICES. YOU ACKNOWLEDGE AND AGREE THAT THE CONTENT IS NOT PROVIDED FOR THE PURPOSE OF RENDERING MEDICAL ADVICE OR OTHER PROFESSIONAL SERVICES.
9. Limitation of Liability
MINDVAULT SHALL NOT BE LIABLE FOR ANY LOSS, INJURY, CLAIM, LIABILITY, OR DAMAGE OF ANY KIND RESULTING FROM THE USER'S USE OF THE SITE, SERVICES, RELATED CONTENT, OR ANY MATERIALS LINKED TO FROM THE SITE OR SERVICES. MINDVAULT SHALL NOT BE LIABLE FOR ANY SPECIAL, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER (INCLUDING, WITHOUT LIMITATION, ATTORNEYS' FEES) IN ANY WAY DUE TO, RESULTING FROM, OR ARISING IN CONNECTION WITH THE USE OF OR INABILITY TO USE THE SERVICES OR SITE, ITS CONTENT, OR ANY MATERIALS LINKED TO FROM THE SITE. TO THE EXTENT THE PRECEDING LIMITATION OF LIABILITY IS PROHIBITED OR FAILS ITS ESSENTIAL PURPOSE, MINDVAULT'S SOLE OBLIGATION FOR DAMAGES IS $100.
10. Indemnification
You shall defend, indemnify and hold harmless MindVault, its employees, agents, representatives, and vendors, from and against all claims, losses, costs and expenses (including attorneys’ fees) arising out of (i) your use or misuse of, or activities in connection with, the Site or Services; (ii) your violation or alleged violation of applicable law, rule or regulation, or this Agreement; or (iii) any claim that any of your information or material uploaded to the Services infringe, violate, or misappropriate the rights of a third party, including intellectual property rights, libel, defamation, invasion of privacy or right of publicity, or violation of any right related to the foregoing.
11. DMCA Notice and Takedown
If you believe any of the content on the Site infringes your intellectual property, please notify MindVault in writing (by mail or email) with details regarding any alleged infringement of rights. Under the Digital Millennium Copyright Act and upon written notice, MindVault will: (i) promptly remove any content from the Site that is alleged to infringe another person's copyright or trademarks; (ii) terminate access to our Site and Services to repeat infringers; (iii) make reasonable efforts to accommodate technical measures that copyright owners use to identify or protect copyrighted materials; and (iv) will not receive any financial benefit directly attributed to infringement of others’ intellectual property rights. Notices under this Section shall be sent to: copyright@mindvault.study.
12. Dispute Resolution and Governing Law
a. Governing Law; Venue. The laws of the state of Oklahoma govern this Agreement and any action arising out of or relating to these terms shall be filed only in state or federal courts located in the City of Tulsa, County of Tulsa, State of Oklahoma. You now consent and submit to the personal jurisdiction of such courts to bring any such claim or action.
b. Binding Arbitration. Any claim, dispute, or controversy arising out of or relating to the Services, these Terms, or the breach, termination, enforcement, interpretation or validity of this Agreement, will be resolved exclusively by binding arbitration. The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association ("AAA"). The arbitration shall be held in Tulsa County, Oklahoma. The arbitrator will decide in writing but need not provide a statement of reasons unless requested by a party. The arbitrator must follow applicable law, and any award may be challenged if the arbitrator fails to do so. Except as otherwise provided in this Agreement you and MindVault may litigate in court to compel arbitration, stay proceeding pending arbitration, or to confirm, modify, vacate or enter judgment on the award entered by the arbitrator.
c. Waiver of Rights. You acknowledge that you understand the consequences of agreeing to binding arbitration under this Section, including giving up any constitutional rights to have disputes determined by a court of law or by a jury and any right that you may have under to have a trial de novo by a court after nonbinding arbitration of a dispute concerning fees or costs; that discovery of information in arbitration may be limited; and that the arbitration decision will be final and binding, except to the limited extent that judicial review might be available. ALL CLAIMS AND DISPUTES WITHIN THE SCOPE OF THIS AGREEMENT MUST BE ARBITRATED OR LITIGATED ON AN INDIVIDUAL BASIS AND NOT ON A CLASS BASIS. CLAIMS OF MORE THAN ONE USER CANNOT BE ARBITRATED OR LITIGATED JOINTLY OR CONSOLIDATED WITH THOSE OF ANY OTHER USER.
13. General
a. Third Party Links. Our Services may provide (i) information and content provided by third parties; (ii) links to third-party websites or resources, such as sellers of goods and services; and (iii) third-party products and Services for sale directly to you. MindVault is not responsible for the availability of such external sites or resources, and we do not endorse and is not responsible or liable for (a) content, advertising, products, or other materials on or available from such sites or resources; (b) any errors or omissions in these websites or resources; or (c) any information handling practices or other business practices of the operators of such sites or resources. MindVault shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by, or in connection with, use of or reliance on any linked sites or resources. Third parties' terms of service and privacy policies and any other similar terms govern your use of those third-party sites, and we recommend that you review such agreements and policies. Your use of third-party content is at your own risk.
b. Relationship of Parties. The parties are independent contractors, and this Agreement does not and will not establish any relationship of partnership, joint venture, employment, franchise or agency between the parties. Neither party has the power to bind the other or incur obligations on the other’s behalf.
c. Privacy Policy. We collect, store, and use data collected from you in accordance with our Privacy Policy located at Privacy Policy. The terms and conditions of our Privacy Policy are hereby expressly incorporated into these Terms.
d. California Residents. Under California Civil Code Section 1789.3, the following consumer rights notice is for California users of MindVault’s Site and Services. If you have a question or complaint regarding our Site and Services, please contact us by email to support@mindvault.study. California residents may reach the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by mail at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, by telephone at 916-445-1254 or 800-952-5210, or by email to dca@dca.ca.gov. California residents should also review MindVault’s Privacy Policy for information on cookies, online analytics and advertising, and third-party tracking used by MindVault’s Site or through email communications.
e. Assignment. You shall not assign this Agreement, or any of the rights or obligations hereunder without MindVault’s prior written consent. Assignments made in violation of this Section 13.e will be null and void and of no force or effect. This Agreement binds and inures to the benefit of you and MindVault and the respective permitted successors and permitted assigns.
f. Equitable Relief. You agree that breach of the provisions of this Agreement would cause irreparable harm and significant injury to us which would be both difficult to ascertain and which would not be compensable by damages alone. As such, you agree that we have the right to enforce the provisions of this Agreement by injunction (without necessity of posting bond), specific performance, or other equitable relief without prejudice to any other rights and remedies we may have for your breach of this Agreement.
g. Entire Agreement; Modifications; Severability. This Agreement sets forth the entire and exclusive understanding and license between the parties and supersedes and cancels all previous written and oral agreements, communications, and other understandings related to the subject matter of this Agreement. We may revise and update this Agreement from time to time and will post the updated Agreement to the Site. UNLESS OTHERWISE STATED IN THE AMENDED VERSION OF THIS AGREEMENT, ANY CHANGES TO THIS AGREEMENT WILL APPLY IMMEDIATELY UPON POSTING. Although we are not obligated to provide you with notice of any changes, any changes to this Agreement will not apply retroactively to events that occurred prior to such changes. Your continued use of the Services will constitute your agreement to any new provisions within the revised Agreement. If any provision in this Agreement is invalid or unenforceable, that provision shall be construed, limited, modified or, if necessary, severed, to the extent necessary, to eliminate its invalidity or unenforceability, and the other provisions of this Agreement shall remain unaffected.
h. Waiver. No waiver by MindVault of any right or provision under this Agreement shall constitute a subsequent or continuing waiver of such right or provision or any other rights or provisions under this Agreement. Failure to act or delay in acting by MindVault shall not constitute a waiver of any right or remedy.
i. Notices. We may deliver notice to you by email or posting a notice on our Site and Services, and such notice will be effective as soon as such notice is sent to you. Any notice that you send to MindVault will be effective when we receive it at the following email address: support@mindvault.study
j. Contact Us. If you have any questions regarding the Site, Services or this Agreement, please direct such questions to: support@mindvault.study.